What are Social Security Disability Insurance (SSDI) benefits, and how do I become eligible to receive them?

If you have physical or mental impairments that prevent you from working, you may be eligible for Social Security Disability Insurance benefits. This disability benefit is based on your work record. You must have worked 5 of the last 10 years to be eligible for disability benefits. 

If you have an impairment that has lasted, or is likely to last, at least 12 months and that prevents you from working, then you may be eligible for disability benefits. If you apply for disability benefits, there is a five-month waiting period before you can receive benefits. If you receive worker’s compensation, it could reduce the amount of disability benefits for which you are eligible.