How do the changes made to bankruptcy law in 2005 affect my decision to file for bankruptcy?

I co-signed my daughter’s mortgage and she defaulted. Now I am constantly getting calls and letters from creditors. I am poor and live in low-income housing. Should I file for bankruptcy?

What assets would form the bankruptcy estate when only one spouse files for bankruptcy?

My spouse is filing for bankruptcy. Should I file for bankruptcy with him? Do I have to?

Is there a way to stop foreclosure on my house by filing for bankruptcy?

Will I lose my home if I file for bankruptcy?

Can I keep my car if I continue to make the payments after filing for bankruptcy?

. . . should I tell my attorney about all of my debts and assets?

. . . what will happen if I cannot remember the amount of a debt I have?

. . . what bills should I try to pay?

. . . will I be able to get utility services after I file?

. . . what happens to court cases that are pending against me when I file for bankruptcy?

. . . will I have to pay a filing fee and how much is it?

. . . when will I be able to have credit again?

. . . when will I stop getting calls from my creditors?

. . . will my creditors come to my hearing and embarrass me?

. . . where will I have to go to creditors meetings or court?

. . . how often will I have to go to court?

If I file for bankruptcy . . .

If I file for bankruptcy, which Chapter is best for me, Chapter 7 or Chapter 13, am I eligible to file under either, and what are the differences between the two?

Do I have to attend credit counseling before I can file for bankruptcy?

If I can’t afford to pay my creditors, should I file for bankruptcy?

What is bankruptcy?